Sports Insurance Links
2020 -2021
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Baseball Ontario
https://www.baseballontario.com/Admin/SideMenu/DispSideMenuContentMain.aspx?TopMenuID=10001&menuID=516&dipIds=undefined
Program: https://www.baseballontario.com/filestore/htmleditattachedfiles/oba_insurance_renewal_program_2020-20212020-07-06t12-34-12v001_by_292.pdf
Form: https://www.baseballontario.com/filestore/htmleditattachedfiles/injury_report2016-04-27t15-47-39v001_by_292.pdf
Sports Accident Coverage Must Be Submitted By: |
“You must have required and received medical/dental treatment commencing within 30 days of the accident. Insurance providers must receive note of the accident within 30 days of the accident date and claim documentation within 90 days of the accident.” |
FRACTURE INDEMNITY AMOUNT |
$1000 |
PROSTHETIC APPLIANCES – ANY ONE INJURED PERSON |
$3000 |
REHABILITATION – ANY ONE INJURED PERSON |
$3000 |
Ontario Basketball Association (OBA)
https://www.hubinternational.com/en-CA/programs-associations/ontario-basketball-association/
Program: https://www.hubinternational.com/-/media/HUB-International/PDF/Programs-and-Associations/Ontario-Basketball-Association/OBA-Accident-Benefits-Overview.pdf?la=en-CA&hash=CD70306466753C1C3710D471D68954E9579A6048
Form: https://www.hubinternational.com/-/media/HUB-International/PDF/Programs-and-Associations/Ontario-Basketball-Association/Accident-Claim-Form.pdf?la=en-CA&hash=D8245FBA7AEEC65D4A6CF026561C736F8214C764
Sports Accident Coverage Must Be Submitted By: |
“Your insurer must receive notice of your accident within 30 days of the accident date and receive claim documentation within 90 days.” |
ACCIDENT REIMBURSEMENT EXPENSE |
- “(4) expenses charged for the services of a licensed professional physiotherapist or certified athletic sports therapist ordered or prescribed by a Physician, provided such physiotherapist or sports therapist does not ordinarily reside in the Participant’s Residence and is not an Immediate Family Member; up to fifty dollars ($50) per treatment, subject to a maximum reimbursement of five hundred dollars ($500) as the result of any one (1) Accident and one thousand dollars ($1,000) during any one (1) policy term.”
- “(5) expenses for rental of a wheelchair, an iron lung and other durable equipment for temporary therapeutic treatment, not to exceed the purchase price prevailing at the time rental became necessary, subject to a maximum of five thousand dollars ($5,000) per Accident;”
- “(6) expenses for the services of a licensed chiropractor ordered or prescribed by a Physician, provided such chiropractor does not ordinarily reside in the Participant’s Residence and is not an immediate Family Member; up to twenty-five dollars ($25) per treatment, subject to a maximum reimbursement of two hundred and fifty dollars ($250) as the result of any one (1) Accident and five hundred dollars ($500) during any one (1) policy term.”
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Ontario Football Alliance (OFA)
http://ontariofootball.ca/page.php?page_id=59419
Program: https://site2075.goalline.ca/files/2013_ofa_insurance_program.pdf
Form: http://ontariofootball.ca/files/standard_claim_form.pdf
Sports Accident Coverage Must Be Submitted By: |
It says to submit immediately so ASAP after injury occurs |
REHABILITATION |
Up to $3000 |
BLANKET ACCIDENT REIMBURSEMENT |
Up to $10.000
- “Rental of a wheelchair, iron lung and other durable equipment for therapeutic treatment, not to exceed the purchase price prevailing at the time rental became necessary;“
- Expenses charged for the services of a licensed professional physiotherapist or certified athletic sports therapist ordered or prescribed by a Physician, provided such physiotherapist or sports therapist does not ordinarily reside in the Insured Person’s Residence and is not a Member of the Immediate Family, subject to a maximum of three hundred dollars ($300.00) per policy term;
- Miscellaneous expenses for hearing aids, crutches, splints, casts, trusses and braces, but not including replacement thereof; braces do not include dental braces and are subject to a maximum of three hundred dollars ($300.00) for each injury per policy term, and not to exceed 50% of the cost of the brace;
- Expenses for the services of a licensed chiropractor provided such chiropractor does not ordinarily reside in the Insured Person’s Residence and is not a Member of the Immediate Family subject to a maximum of five hundred dollars ($500.00) per policy term.
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Ontario Women’s Hockey Association (OWHL)
http://owha.pointstreaksites.com/view/owha/members/insurance-liability
Program: http://owha.pointstreaksites.com/files/uploaded_documents/3323/Insurance_Guide_(A).pdf
https://cdn.hockeycanada.ca/hockey-canada/Hockey-Programs/Safety/Insurance/Downloads/safety_teamwork_e.pdf
Form: http://owha.pointstreaksites.com/files/uploaded_documents/3323/OWHA_Injury_Report_Eng_OWHA_4.pdf
Sports Accident Coverage Must Be Submitted By: |
“Forms must be submitted to the OWHA within 90 days of the accident. Completed forms can be emailed to insurance@owha.on.ca” |
PHYSIOTHERAPY/MASSAGE THERAPY/ACUPUNCTURE TREATMENTS BENEFIT – |
$15,000 |
REHABILITATION BENEFIT |
$50,000 |
CONCUSSION INJURIES |
Concussion injuries involve many different interventions. Hockey Canada will consider the following coverage related to a concussion which has been diagnosed by a physician:
- Physiotherapy under the current maximum of $750.00 per year (as of September 1, 2018).
- Neuropsychology, which falls under the current physiotherapy maximum per year.
- Tutorial expenses as previously described. Note that Hockey Canada Insurance does not cover expenses for baseline testing.
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Canadian Adult Recreational Hockey Association (CARHA)
https://www.carhahockey.ca/cms/Insurance
Program: https://www.carhahockey.ca/UserFiles/File/Insurance%20Forms/CARHA/2019%20CARHA%20Hockey%20Membership%20Program%20for%20Players.pdf
Form: https://www.carhahockey.ca/UserFiles/File/Membership/Documents/CARHA%20Hockey%20Sport%20Accident%20Claim%20Form.pdf
Sports Accident Coverage Must Be Submitted By: |
- Claim forms must be signed off by a League Organizer or Team Representative;
- Claim forms can be submitted by fax, mail or email along with receipts;
- Claim forms must be submitted within 90 days of injury. Claimants may submit receipts for up to one (1) year from date of injury;
- Players are eligible for the coverage providing they have been seen by a doctor or dentist within 30 days from their date of injury;
|
PHYSIOTHERAPY |
$750 |
CHIROPRACTIC |
$750 |
OSTEOPATHY/ACUPUNCTURE |
$750 |
MASSAGE/ATHLETIC THERAPY ($50 A SESSION) |
$750 |
FRACTURE BENEFIT |
$500 |
Ontario Lacrosse
https://ontariolacrosse.com/administration/insurance-travel-documentation
Program: https://ontariolacrosse.com/content/administration/insurance-travel-documentation/insurance-handbook-2019-2020.pdf
Form: https://ontariolacrosse.com/content/administration/insurance-travel-documentation/lax_serious-injury.pdf
Sports Accident Coverage Must Be Submitted By: |
- Claim forms must be submitted within 90 days of injury. Claimants may submit receipts for up to one (1) year from date of injury;
- Must be approved by Ontario Lacrosse Association prior to being paid by insurance company
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REHABILITATION |
Up to $3000 |
PHYSIOTHERAPY |
Limited to 3 visits for any one accident |
KNEE BRACES (ORTHOTIC OR OTHERWISE) |
- Insurer will reimburse the participant for the actual, necessary, reasonable and customary expenses incurred within 180 days from the date of the accident for such treatment or services
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FRACTURES |
Up to $1000 |
Ringette Ontario
https://ringetteontario.com/ora-forms/
Program: https://ringetteontario.com/wp-content/uploads/2020/02/RO_MedicalInsurance.pdf
Form: https://ringetteontario.com/wp-content/uploads/2017/05/Ringette-CanadaENG.pdf
http://ontario-ringette.com/wp-content/uploads/2016/11/M-F-13-Sport-Injury-Report-Form-2017.pdf
Sports Accident Coverage Must Be Submitted By: |
- within thirty (30) days from date of accident when recommended by a Physician
|
PHYSIOTHERAPY |
$500max/accident |
CHIROPRACTIC |
$500max/accident |
AIDS/CRUTCHES/SPLINTS/CASTS/BRACES |
Max 50% – $300/year |
REHABILITATION BENEFIT |
$15,000 |
BONE FRACTURES (SUBJECT TO SCHEDULE) |
$300 |
Ontario Soccer Association (OSA)
https://www.ontariosoccer.net/clubs-districts-insurance
https://www.hubinternational.com/en-CA/programs-associations/ontario-soccer/
Program: https://www.hubinternational.com/-/media/HUB-International/PDF/Programs-and-Associations/Ontario-Soccer-Association/2017/OSA-Participant-ADD-Insurance-2017.pdf?la=en-CA&hash=AA5B45E5B249F6BE924C019F8E029DBABBCBB377
Form: https://www.hubinternational.com/-/media/HUB-International/PDF/Programs-and-Associations/Ontario-Soccer-Association/2017/Accidental-Medical-Claim-FORM-Ontario-Soccer.pdf?la=en-CA&hash=CB34673291786EA49E1997CFC7336B2370ECE461
Sports Accident Coverage Must Be Submitted By: |
- incurred in Canada;
- incurred within fifty-two (52) weeks of the date of the accident causing Injury;
- incurred only for therapeutic and not elective treatment; and
- which are supported by original receipts submitted to the Company as proof of claim
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Physiotherapist and Athletic therapist |
$1,000
- $100 Deductible
- Physiotherapist, Athletic therapist and Chiropractor must be licensed Ontario Practitioner’s
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CHIROPRACTIC |
$1,000
- $100 Deductible
- Physiotherapist, Athletic therapist and Chiropractor must be licensed Ontario Practitioner’s
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AIDS/CRUTCHES/SPLINTS/CASTS/BRACES |
$1,000
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Hockey Canada
https://www.hockeycanada.ca/en-ca/hockey-programs/safety/essentials/downloads.aspx
Program: https://cdn.hockeycanada.ca/hockey-canada/Hockey-Programs/Safety/Insurance/Downloads/not_covered_e.pdf
National Team Form: http://members.hockeycanada.ca/insurance/forms/index.asp
Sports Accident Coverage Must Be Submitted By: |
“Forms must be submitted to the OWHA within 90 days of the accident. Completed forms can be emailed to insurance@owha.on.ca” |
PHYSIOTHERAPY/MASSAGE THERAPY/ACUPUNCTURE TREATMENTS BENEFIT – |
$15,000 |
REHABILITATION BENEFIT |
$50,000 |
CONCUSSION INJURIES |
Concussion injuries involve many different interventions. Hockey Canada will consider the following coverage related to a concussion which has been diagnosed by a physician:
- Physiotherapy under the current maximum of $750.00 per year (as of September 1, 2018).
- Neuropsychology, which falls under the current physiotherapy maximum per year.
- Tutorial expenses as previously described. Note that Hockey Canada Insurance does not cover expenses for baseline testing.
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Water Polo Canada (WPC)
https://www.waterpolo.ca/insurance.aspx#:~:text=Water%20Polo%20Canada%20%2D%20Canadian%20Water%20Polo%20Association%20Inc.&text=All%20WPC%20registrants%20are%20entitled,and%20Event%20Management%20System%2C%20GOALLINE.
Program: https://www.waterpolo.ca/admin/docs/Water%20Polo%20Canada%20Coverage%20Summary%2019-20.pdf
Form: https://waterpolo.ca/admin/docs/Chubb%20Accident%20Insurance%20Claim%20Form-BFL.PDF
Sports Accident Coverage Must Be Submitted By: |
- In the event of an accident our Chubb Accident Insurance Claim Form must be completed in full to process the claim. The attending physician’s and/or dentist’s statements must be completed by the medical professional who first saw the insured within 30 days of injury. The claim form must be submitted to WPC , with your PSO administrator copied, within 90 days of the date of the injury regardless of whether expenses have been incurred. All claims must be processed through the WPC office
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REHABILITATION BENEFIT |
$15,000 |
FRACTURE BENEFIT |
$2000 |
Ontario Volleyball Association (OVA)
https://www.ontariovolleyball.org/insurance
Program: https://cdn2.sportngin.com/attachments/document/4bcd-1591861/Insurance_Summary__new_.pdf#_ga=2.101012673.1310223761.1596138245-699990426.1596138245
Form: https://cdn3.sportngin.com/attachments/document/7006-1592979/Insurance_Request_Form.pdf#_ga=2.164606847.1310223761.1596138245-699990426.1596138245
Sports Accident Coverage Must Be Submitted By: |
- To be reported within 30 days for reasonable medical expenses as a result of a covered accident within 52 weeks of the date of the accident
|
REHABILITATION – ANY ONE INSURED PERSON |
Up to $3000 |
FRACTURE INDEMNITY AMOUNT |
Up to $1000 |